Transactions and values

Transactions explain changes. Valuations establish absolute values. Use the event that best matches what happened rather than forcing every change into a deposit or withdrawal.

Transaction types

Type	Effect	Typical use
Deposit	Increase	Contribution or cash received
Withdrawal	Decrease	Cash removed from the account
Interest	Increase	Interest credited
Dividend	Increase	Dividend received
Capital gain	Increase	Recorded gain
Capital loss	Decrease	Recorded loss
Fee	Decrease	Management, bank, or trading fee
Purchase	Increase	Increase a tracked holding
Sale	Decrease	Reduce a tracked holding
Manual adjustment	Signed	Explicit correction or uncategorized change
Liability payment	Decrease debt	Payment against an amount owed
Liability increase	Increase debt	Additional borrowing or accrued debt

Opening balances and transfers use dedicated workflows.

Position accounts use different source events

Generic Purchase, Sale, Capital gain, and Capital loss are monetary balance-account types. A position account rejects them. Use its Buy, Sell, cash, price, and investment-action workflows instead.

Position cash and settlement

Position accounts keep an account-currency cash subledger alongside instrument units.

Source event	Cash effect	Quantity effect
Deposit / withdrawal	Adds or removes external broker cash	None
Interest / cash dividend	Adds income cash	None
Fee	Removes cash	None
Buy	Removes settlement plus fees	Adds units
Sell	Adds proceeds less fees	Removes units
Dividend reinvestment	Adds dividend cash and consumes it in grouped buys	Adds purchased units
In-kind transfer	Optional grouped fee only	Paired transfer-out and transfer-in

Buys and sells are internal allocation changes, not contributions or withdrawals. Cross-currency trades require the actual account-currency settlement or explicit applied settlement rate. A grouped reinvestment saves and deletes its dividend and buys atomically.

See Position-tracked investments for corporate actions, reconciliation, conversion, and price behavior.

Record a transaction

1. Open an account and select a quick action, or open Transactions and select Add transaction.
2. Choose the account and type.
3. Enter a positive amount except for a signed manual adjustment.
4. Choose the financial date.
5. Add a description, optional stable external ID, and private notes.
6. Save and verify the account balance.

Search and audit history

The transaction workbench combines literal text search with account, type, date, direction, and sort filters. Filters work together and remain in the URL, so a filtered view can be bookmarked or refreshed.

The CSV download uses the same filters as the current view.

Update an asset value

Use Value for a point-in-time observation such as:

• current property appraisal;
• vehicle market value;
• business valuation;
• statement balance for a manually tracked fund.

The valuation resets the account balance on that date. It does not count as a deposit, contribution, income item, or transfer.

Transfer between accounts

Choose Transfer, then select two active accounts. For the same currency, enter one amount. For different currencies, also enter the destination amount.

The paired records are committed together. Deleting a transfer removes both sides together and replays both balances.

Import detailed account history

Start from the target account and select Import. Wealthboard accepts:

• CSV columns exactly external_id,type,amount,date,description,notes;
• JSON using the Account History Import v1 envelope;
• up to 5 MB and 10,000 rows.

Preview does not write anything. It shows the selected account, date range, current balance, projected balance, and each row outcome. On confirmation the browser resends the file and its SHA-256 hash; Wealthboard reparses it and commits the valid subset atomically.

Stable external IDs matter

Reimporting an identical external ID is safely skipped. Reusing an existing ID with different fields is a conflict and never overwrites the stored record. Do not use changing spreadsheet row numbers as IDs.

Opening balances and transfers cannot be imported through this format.